10 important points after an accident
After an accident, that wasn’t your fault, in your own interest, you absolutely have to attend the following facts: |
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Free choice of an assessor; take an assessor of your confidence |
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The claimant axiomatic has free choice to assign an assessor of his confidence to preserving evidence ant to assert extend and amount of loss. That allies to, if the insurance has appointed an assessor without the accordance of the claimant. The costs of the expert evidence have to refund by the adversarial insurance. If there is only a minor loss about 650.00 – 700.00 €, an estimate suffices as a proof of loss. We like to compile it for you. |
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Preservation of evidence |
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Only a complete preservation of evidence about extend and amount of loss provide for the claimant, that him will refunded the complete damages, which are entitled to him. |
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Mercantile debasement |
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The amount of a potentially claim by debasement as a rule can be proved with a certificate. Without a freelance motor vehicle assessor the car drivers often renounce in their debasement. That can be about several thousands of Euros. The mercantile debasement is the account of a repaired damaged car opposite an undamaged car. |
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Billing in expertise / notional billing |
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The claimant gets to refund the costs of repair based on an investigation of damages (notional billing). Even so the claimant makes the repairing in a garage, he isn’t bound to propound the bill of repairing. (have a look at the conviction of the Federal Court of Justice from the 6,4,1993, AZ:VI ZR 181/92) Axiomatic the claimant is entitled to get the label bounded garage wage. During notional billing the value added tax isn’t refund, it is to subtract from the costs. |
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Lawyer |
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Don’t look after only a fast, but rather a complete adjustment of claim. During an accident engage a lawyer of your assurance. The costs for that bears the causer of the accident or his insurance. |
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What to do on the place of accident |
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If you are through no fault of your own or not through your soul fault involved in an accident, you have a pretension on damages. For a smoothly and rapid clearing recommended: |
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Notice |
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- licence plate number
- name, address and insurance of accident opposer
- addresses of witnesses
- name and agency of the police officer, who enters the accident (in ambiguous situations and ambiguous questions of guilt be adamant to call a police officer) in an accident bodily injury is absolutely to call the police
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Photograph |
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as far as possible the place of accident in the position after the crash. Look out of skid marks, spill liquid etc. (it is advisable to have a simple camera in your glove box) make a draft of accident details. |
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Insist in |
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assignment of a qualified freelance motor vehicle assessor, to appraise the claim to the preservation of evidence. The costs of the motor vehicle assessor are including in the claim by prevalent justice and can be assert within the liability loss, unless it is a minor loss. Insist in an involvement of an assessor of your choosing. |
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Attention |
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Insurances generally are not entitled to defeat a qualified assessor during a liability loss. Statements, the assessor would be dispensable, are unremarkable during prevailing case law, unless it is visible for a layman a minor loss. Think in the debasement, that your motor vehicle assessor talks to you, which is entitled to you. |
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Please note that |
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The qualification of the assessor and his freelance are the guarantee for a factual and accurate certificate. Categorical, choice a qualified and freelance motor vehicle assessor. |
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